:root{
 --navy:#0b2a4a;--navy-2:#163b60;--red:#e23b3b;--ink:#16283b;--muted:#607184;
 --line:#dce5ee;--soft:#f4f7fb;--soft2:#eef4f9;--white:#fff;--max:1180px;
 --shadow:0 14px 40px rgba(11,42,74,.08)
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.65;background:#fff}
a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{width:min(var(--max),calc(100% - 40px));margin:auto}
.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:16px;background:#fff;padding:10px;z-index:99}
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{height:78px;display:flex;align-items:center;justify-content:space-between;gap:20px}.logo img{width:330px;max-width:57vw}
.links{display:flex;align-items:center;gap:22px;font-size:15px}.links>a:hover{color:var(--red)}
.menu{display:none;border:0;background:none;font-size:28px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 20px;border-radius:10px;font-weight:800;border:1px solid transparent;transition:.2s}
.btn-primary{background:var(--red);color:#fff}.btn-primary:hover{filter:brightness(.94);transform:translateY(-1px)}
.btn-secondary{border-color:var(--navy);color:var(--navy);background:#fff}.btn-secondary:hover{background:var(--soft)}
.hero{padding:92px 0 76px;background:linear-gradient(180deg,#fff 0,#f5f8fc 100%)}.hero-grid{display:grid;grid-template-columns:1.04fr .96fr;gap:64px;align-items:center}
.eyebrow{font-size:13px;font-weight:900;letter-spacing:.1em;text-transform:uppercase;color:var(--red)}
h1,h2,h3{color:var(--navy);line-height:1.15;margin-top:0}h1{font-size:clamp(44px,6vw,72px);letter-spacing:-.04em;margin-bottom:22px}
h2{font-size:clamp(30px,4vw,48px);letter-spacing:-.03em;margin-bottom:18px}h3{font-size:22px}.lead{font-size:20px;color:var(--muted);max-width:760px}
.actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:30px}.trust{display:flex;gap:18px;flex-wrap:wrap;margin-top:30px;color:#47586a;font-size:14px}.trust span:before{content:"✓";color:var(--red);font-weight:900;margin-right:7px}
.section{padding:88px 0}.soft{background:var(--soft)}.dark{background:var(--navy);color:#fff}.dark h2,.dark h3{color:#fff}.dark p{color:#d6e2ed}
.head{max-width:820px;margin-bottom:38px}.head p{font-size:18px;color:var(--muted)}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px;box-shadow:var(--shadow)}.card p{color:var(--muted)}
.kicker{font-size:13px;color:var(--red);font-weight:900;text-transform:uppercase;letter-spacing:.08em}.icon{width:48px;height:48px;border-radius:13px;background:#eaf1f7;color:var(--navy);display:grid;place-items:center;font-weight:900;margin-bottom:18px}
.badge{display:inline-block;padding:6px 10px;border-radius:999px;background:#eaf1f7;color:var(--navy);font-size:13px;font-weight:800}
.features{list-style:none;padding:0;margin:18px 0}.features li{padding:9px 0;border-bottom:1px solid #edf1f5}.features li:before{content:"✓";color:var(--red);font-weight:900;margin-right:9px}
.metrics{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.metric{padding:24px;border:1px solid var(--line);border-radius:16px;background:#fff}.metric b{display:block;font-size:34px;color:var(--navy)}
.price{font-size:44px;font-weight:900;color:var(--navy)}.price small{font-size:15px;color:var(--muted);font-weight:500}
.notice{border-left:4px solid var(--red);background:#fff7f7;padding:16px 18px;border-radius:8px;color:#5a3030}
.cta{border-radius:24px;padding:50px;background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff}.cta h2{color:#fff}.cta p{color:#dce7f1}
.page-hero{padding:72px 0 52px;background:var(--soft)}.page-hero h1{font-size:clamp(38px,5vw,60px)}.crumbs{font-size:14px;color:var(--muted);margin-bottom:18px}
.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:14px}table{border-collapse:collapse;width:100%;min-width:760px}th,td{padding:15px;border-bottom:1px solid var(--line);text-align:left}th{background:var(--soft2);color:var(--navy)}
.steps{counter-reset:s}.step{position:relative;padding-left:70px}.step:before{counter-increment:s;content:counter(s);position:absolute;left:0;top:0;width:48px;height:48px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-weight:900}
.faq details{padding:19px 0;border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;font-weight:800;color:var(--navy)}.faq p{color:var(--muted)}
.form{display:grid;gap:15px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px}label{font-size:14px;font-weight:800}input,select,textarea{width:100%;padding:13px;border:1px solid #c7d3df;border-radius:9px;font:inherit}textarea{min-height:150px}
.footer{background:#071c31;color:#d5dfe8;padding:54px 0 24px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:30px}.footer h3{font-size:16px;color:#fff}.footer a{display:block;margin:8px 0;color:#cad6df}.copy{border-top:1px solid #27415a;margin-top:34px;padding-top:21px;font-size:13px}
.center{text-align:center}.small{font-size:14px;color:var(--muted)}
@media(max-width:960px){.hero-grid,.grid-3,.grid-4,.metrics,.footer-grid{grid-template-columns:1fr 1fr}.links{display:none;position:absolute;top:78px;left:0;right:0;padding:24px;background:#fff;flex-direction:column;border-bottom:1px solid var(--line)}.links.open{display:flex}.menu{display:block}}
@media(max-width:640px){.hero-grid,.grid-2,.grid-3,.grid-4,.metrics,.footer-grid,.form-grid{grid-template-columns:1fr}.hero{padding-top:54px}.container{width:min(var(--max),calc(100% - 28px))}.logo img{width:250px}.section{padding:66px 0}.cta{padding:34px}}